Car insurance is obligatory for each owner of the vehicle. It covers the risk of damage that you cause to a third person or persons during the time your vehicle is operating. From 2009 there is only one universal document in Europe that proves validity of your insurance - the Green Card. Be aware that this type of insurance does not cover the damage that you cause by your own fault.
The price of the car insurance is influenced by:
Age of owner – young drivers usually pay more as they have statistically more accidents
Type of client – private person, entrepreneur, doctor, etc.
Place of residence – also based on statistics in which places is more accidents
Payment frequency – usually is cheaper to pay in advance at least for year
History of the client – the less accidents in past, the less you pay your insurance
Vehicle characteristics – kind of use, type of vehicle, power and engine capacity
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